产品基本信息：
| 产品代码 | 产品名称 | 起息日 | 到期日 | 期限(天) | 产品类型 | 产品规模(元) |
| 90612011 | 兴业银行现金宝（3号）人民币理财产品 | 2012-06-29 | 2022-06-27 | 3650 | 非保本浮动收益 | 49,692,674,184.02 |
报告期间产品收益及产品规模表现如下表所示：
| 序号 | 起始日 | 结束日 | 客户理财参考年化净收益率 |
| 1 | 2019-10-01 | 2019-11-12 | 3.8000% |
| 2 | 2019-11-13 | 2019-12-31 | 3.7000% |
报告期间客户申购赎回情况如下表所示：
| 序号 | 申购赎回确认日 | 客户申购金额(元) | 客户赎回金额(元) | 产品余额(元) |
| 1 | 2019-10-08 | 1,463,211,000.00 | 626,228,095.00 | 40,458,525,104.87 |
| 2 | 2019-10-09 | 1,040,819,000.00 | 435,526,718.00 | 41,063,817,386.87 |
| 3 | 2019-10-10 | 795,080,000.00 | 468,343,971.00 | 41,390,553,415.87 |
| 4 | 2019-10-11 | 757,454,000.00 | 424,264,189.88 | 41,723,743,225.99 |
| 5 | 2019-10-12 | 304,964,000.00 | 130,692,409.00 | 41,898,014,816.99 |
| 6 | 2019-10-14 | 595,026,000.00 | 669,436,817.00 | 41,823,603,999.99 |
| 7 | 2019-10-15 | 674,412,000.00 | 453,928,705.00 | 42,044,087,294.99 |
| 8 | 2019-10-16 | 697,963,000.00 | 429,470,259.00 | 42,312,580,035.99 |
| 9 | 2019-10-17 | 661,861,000.00 | 397,640,165.00 | 42,576,800,870.99 |
| 10 | 2019-10-18 | 638,476,000.00 | 344,538,442.00 | 42,870,738,428.99 |
| 11 | 2019-10-21 | 768,147,000.00 | 507,854,471.97 | 43,131,030,957.02 |
| 12 | 2019-10-22 | 815,820,000.00 | 393,447,213.00 | 43,553,403,744.02 |
| 13 | 2019-10-23 | 592,629,000.00 | 380,091,085.00 | 43,765,941,659.02 |
| 14 | 2019-10-24 | 605,928,000.00 | 382,612,942.00 | 43,989,256,717.02 |
| 15 | 2019-10-25 | 645,510,000.00 | 413,564,972.00 | 44,221,201,745.02 |
| 16 | 2019-10-28 | 781,756,000.00 | 724,433,861.00 | 44,278,523,884.02 |
| 17 | 2019-10-29 | 629,922,000.00 | 480,307,798.00 | 44,428,138,086.02 |
| 18 | 2019-10-30 | 668,110,000.00 | 451,718,269.00 | 44,644,529,817.02 |
| 19 | 2019-10-31 | 646,992,000.00 | 552,009,857.00 | 44,739,511,960.02 |
| 20 | 2019-11-01 | 850,351,000.00 | 435,586,351.00 | 45,154,276,609.02 |
| 21 | 2019-11-04 | 631,658,000.00 | 486,404,661.00 | 45,299,529,948.02 |
| 22 | 2019-11-05 | 572,243,000.00 | 386,547,770.00 | 45,485,225,178.02 |
| 23 | 2019-11-06 | 526,748,000.00 | 378,951,003.00 | 45,633,022,175.02 |
| 24 | 2019-11-07 | 547,122,000.00 | 349,784,636.00 | 45,830,359,539.02 |
| 25 | 2019-11-08 | 675,687,000.00 | 359,007,610.00 | 46,147,038,929.02 |
| 26 | 2019-11-11 | 729,053,000.00 | 565,518,653.00 | 46,310,573,276.02 |
| 27 | 2019-11-12 | 578,531,000.00 | 391,262,799.00 | 46,497,841,477.02 |
| 28 | 2019-11-13 | 542,449,000.00 | 384,323,582.00 | 46,655,966,895.02 |
| 29 | 2019-11-14 | 450,415,000.00 | 397,863,944.00 | 46,708,517,951.02 |
| 30 | 2019-11-15 | 565,004,000.00 | 401,794,405.00 | 46,871,727,546.02 |
| 31 | 2019-11-18 | 841,804,000.00 | 651,002,895.00 | 47,062,528,651.02 |
| 32 | 2019-11-19 | 656,195,000.00 | 459,505,470.00 | 47,259,218,181.02 |
| 33 | 2019-11-20 | 522,621,000.00 | 481,456,792.00 | 47,300,382,389.02 |
| 34 | 2019-11-21 | 667,770,000.00 | 406,768,663.00 | 47,561,383,726.02 |
| 35 | 2019-11-22 | 839,377,000.00 | 411,111,536.00 | 47,989,649,190.02 |
| 36 | 2019-11-25 | 799,920,000.00 | 657,866,157.00 | 48,131,703,033.02 |
| 37 | 2019-11-26 | 746,311,000.00 | 669,243,062.00 | 48,208,770,971.02 |
| 38 | 2019-11-27 | 580,564,000.00 | 500,379,486.00 | 48,288,955,485.02 |
| 39 | 2019-11-28 | 600,460,000.00 | 545,382,626.00 | 48,344,032,859.02 |
| 40 | 2019-11-29 | 866,826,000.00 | 860,751,328.00 | 48,350,107,531.02 |
| 41 | 2019-12-02 | 1,066,751,000.00 | 680,288,174.00 | 48,736,570,357.02 |
| 42 | 2019-12-03 | 707,136,000.00 | 647,407,823.00 | 48,796,298,534.02 |
| 43 | 2019-12-04 | 612,696,000.00 | 444,857,355.00 | 48,964,137,179.02 |
| 44 | 2019-12-05 | 766,137,000.00 | 580,755,978.00 | 49,149,518,201.02 |
| 45 | 2019-12-06 | 863,862,000.00 | 545,126,905.00 | 49,468,253,296.02 |
| 46 | 2019-12-09 | 892,075,000.00 | 621,014,836.00 | 49,739,313,460.02 |
| 47 | 2019-12-10 | 775,727,000.00 | 600,799,973.00 | 49,914,240,487.02 |
| 48 | 2019-12-11 | 632,618,000.00 | 510,408,792.00 | 50,036,449,695.02 |
| 49 | 2019-12-12 | 751,855,000.00 | 489,206,144.00 | 50,299,098,551.02 |
| 50 | 2019-12-13 | 703,116,000.00 | 537,745,654.00 | 50,464,468,897.02 |
| 51 | 2019-12-16 | 936,958,000.00 | 772,966,551.00 | 50,628,460,346.02 |
| 52 | 2019-12-17 | 747,000,000.00 | 663,649,402.00 | 50,711,810,944.02 |
| 53 | 2019-12-18 | 718,975,000.00 | 769,217,338.00 | 50,661,568,606.02 |
| 54 | 2019-12-19 | 811,971,000.00 | 610,779,859.00 | 50,862,759,747.02 |
| 55 | 2019-12-20 | 885,994,000.00 | 736,127,798.00 | 51,012,625,949.02 |
| 56 | 2019-12-23 | 973,421,000.00 | 890,358,736.00 | 51,095,688,213.02 |
| 57 | 2019-12-24 | 972,717,000.00 | 807,981,844.00 | 51,260,423,369.02 |
| 58 | 2019-12-25 | 767,922,000.00 | 908,601,195.00 | 51,119,744,174.02 |
| 59 | 2019-12-26 | 690,629,000.00 | 819,675,716.00 | 50,990,697,458.02 |
| 60 | 2019-12-27 | 845,968,000.00 | 910,165,322.00 | 50,926,500,136.02 |
| 61 | 2019-12-30 | 1,180,955,000.00 | 1,762,883,638.00 | 50,344,571,498.02 |
| 62 | 2019-12-31 | 980,954,000.00 | 1,632,851,314.00 | 49,692,674,184.02 |
产品投资方案：
| 资产类型 | 占比 |
| 现金 | 6.09% |
| 债券投资 | 56.69% |
| 银行存款 | 0.00% |
| 同业存单 | 14.21% |
| 货币市场工具 | 7.36% |
| 公募基金 | 1.51% |
| 理财直接融资工具 | 0.00% |
| 信贷资产流转项目 | 1.61% |
| 权益类资产 | 0.00% |
| 非标准化债权资产 | 12.53% |
| 合计 | 100.00% |
产品债券持仓前十位基本信息如下表所示：
| 序号 | 债券代码 | 债券名称 | 债券面值 |
| 1 | IB180211 | 18国开11 | 1,020,000,000.00 |
| 2 | SH103060-02 | 19CSFD60-02 | 1,000,000,000.00 |
| 3 | IB180408 | 18农发08 | 930,000,000.00 |
| 4 | IB170212 | 17国开12 | 810,000,000.00 |
| 5 | SH103001 | 19CSFD01 | 736,000,000.00 |
| 6 | SH103050-13 | 19CSFD50-13 | 400,000,000.00 |
| 7 | SH103060-05 | 19CSFD60-05 | 390,000,000.00 |
| 8 | SH103061-01 | 19CSFD61-01 | 350,000,000.00 |
| 9 | SH103050-10 | 19CSFD50-10 | 320,000,000.00 |
| 9 | SH103054-02 | 19CSFD54-02 | 320,000,000.00 |
| 10 | IB031560058 | 15浦东土地PPN001 | 280,000,000.00 |
说明： 非标准化债权资产指未在银行间市场及证券交易所市场交易的债权性资产。产品存续期间，兴业银行将在协议约定的范围内，管理和运用理财产品资金，并根据市场情况、政策变化等因素，合理调整所投资的资产种类及配置比例。非标准化债权资产的明细信息详情请理财持有人登录网银后进行查询。
特此公告！
兴业银行
2019-12-31