产品基本信息：
| 产品代码 | 产品名称 | 起息日 | 到期日 | 期限(天) | 产品类型 | 产品规模(元) |
| 84212041 | 兴业银行“现金宝4号”私人银行类人民币理财产品 | 2012-06-29 | 2022-06-27 | 3650 | 非保本浮动收益 | 13,331,710,000.00 |
报告期间产品收益及产品规模表现如下表所示：
| 序号 | 起始日 | 结束日 | 客户理财参考年化净收益率 |
| 1 | 2019-10-01 | 2019-11-12 | 3.8000% |
| 2 | 2019-11-13 | 2019-12-31 | 3.7000% |
报告期间客户申购赎回情况如下表所示：
| 序号 | 申购赎回确认日 | 客户申购金额(元) | 客户赎回金额(元) | 产品余额(元) |
| 1 | 2019-10-08 | 505,000,000.00 | 175,820,000.00 | 12,092,370,000.00 |
| 2 | 2019-10-09 | 241,930,000.00 | 146,480,000.00 | 12,187,820,000.00 |
| 3 | 2019-10-10 | 288,840,000.00 | 125,000,000.00 | 12,351,660,000.00 |
| 4 | 2019-10-11 | 278,320,000.00 | 113,500,000.00 | 12,516,480,000.00 |
| 5 | 2019-10-12 | 95,050,000.00 | 60,960,000.00 | 12,550,570,000.00 |
| 6 | 2019-10-14 | 165,140,000.00 | 224,550,000.00 | 12,491,160,000.00 |
| 7 | 2019-10-15 | 198,560,000.00 | 142,410,000.00 | 12,547,310,000.00 |
| 8 | 2019-10-16 | 132,590,000.00 | 109,160,000.00 | 12,570,740,000.00 |
| 9 | 2019-10-17 | 266,890,000.00 | 114,700,000.00 | 12,722,930,000.00 |
| 10 | 2019-10-18 | 359,360,000.00 | 164,010,000.00 | 12,918,280,000.00 |
| 11 | 2019-10-21 | 244,930,000.00 | 189,330,000.00 | 12,973,880,000.00 |
| 12 | 2019-10-22 | 308,970,000.00 | 191,660,000.00 | 13,091,190,000.00 |
| 13 | 2019-10-23 | 214,360,000.00 | 194,880,000.00 | 13,110,670,000.00 |
| 14 | 2019-10-24 | 201,910,000.00 | 153,190,000.00 | 13,159,390,000.00 |
| 15 | 2019-10-25 | 246,760,000.00 | 126,630,000.00 | 13,279,520,000.00 |
| 16 | 2019-10-28 | 225,580,000.00 | 329,630,000.00 | 13,175,470,000.00 |
| 17 | 2019-10-29 | 295,250,000.00 | 175,700,000.00 | 13,295,020,000.00 |
| 18 | 2019-10-30 | 184,670,000.00 | 181,850,000.00 | 13,297,840,000.00 |
| 19 | 2019-10-31 | 243,330,000.00 | 282,530,000.00 | 13,258,640,000.00 |
| 20 | 2019-11-01 | 298,200,000.00 | 128,150,000.00 | 13,428,690,000.00 |
| 21 | 2019-11-04 | 233,410,000.00 | 208,460,000.00 | 13,453,640,000.00 |
| 22 | 2019-11-05 | 204,100,000.00 | 171,530,000.00 | 13,486,210,000.00 |
| 23 | 2019-11-06 | 115,430,000.00 | 182,010,000.00 | 13,419,630,000.00 |
| 24 | 2019-11-07 | 163,730,000.00 | 74,520,000.00 | 13,508,840,000.00 |
| 25 | 2019-11-08 | 252,400,000.00 | 109,090,000.00 | 13,652,150,000.00 |
| 26 | 2019-11-11 | 170,710,000.00 | 236,480,000.00 | 13,586,380,000.00 |
| 27 | 2019-11-12 | 206,640,000.00 | 151,060,000.00 | 13,641,960,000.00 |
| 28 | 2019-11-13 | 111,080,000.00 | 121,850,000.00 | 13,631,190,000.00 |
| 29 | 2019-11-14 | 151,080,000.00 | 401,790,000.00 | 13,380,480,000.00 |
| 30 | 2019-11-15 | 213,360,000.00 | 187,830,000.00 | 13,406,010,000.00 |
| 31 | 2019-11-18 | 192,710,000.00 | 223,370,000.00 | 13,375,350,000.00 |
| 32 | 2019-11-19 | 171,630,000.00 | 160,020,000.00 | 13,386,960,000.00 |
| 33 | 2019-11-20 | 162,730,000.00 | 176,400,000.00 | 13,373,290,000.00 |
| 34 | 2019-11-21 | 158,840,000.00 | 169,770,000.00 | 13,362,360,000.00 |
| 35 | 2019-11-22 | 246,750,000.00 | 103,150,000.00 | 13,505,960,000.00 |
| 36 | 2019-11-25 | 176,490,000.00 | 239,490,000.00 | 13,442,960,000.00 |
| 37 | 2019-11-26 | 259,930,000.00 | 181,160,000.00 | 13,521,730,000.00 |
| 38 | 2019-11-27 | 174,870,000.00 | 206,210,000.00 | 13,490,390,000.00 |
| 39 | 2019-11-28 | 180,000,000.00 | 146,160,000.00 | 13,524,230,000.00 |
| 40 | 2019-11-29 | 335,370,000.00 | 335,800,000.00 | 13,523,800,000.00 |
| 41 | 2019-12-02 | 348,040,000.00 | 383,450,000.00 | 13,488,390,000.00 |
| 42 | 2019-12-03 | 210,360,000.00 | 170,770,000.00 | 13,527,980,000.00 |
| 43 | 2019-12-04 | 182,560,000.00 | 160,820,000.00 | 13,549,720,000.00 |
| 44 | 2019-12-05 | 171,970,000.00 | 181,300,000.00 | 13,540,390,000.00 |
| 45 | 2019-12-06 | 369,230,000.00 | 115,560,000.00 | 13,794,060,000.00 |
| 46 | 2019-12-09 | 173,450,000.00 | 255,190,000.00 | 13,712,320,000.00 |
| 47 | 2019-12-10 | 248,080,000.00 | 189,190,000.00 | 13,771,210,000.00 |
| 48 | 2019-12-11 | 144,450,000.00 | 158,950,000.00 | 13,756,710,000.00 |
| 49 | 2019-12-12 | 201,000,000.00 | 275,680,000.00 | 13,682,030,000.00 |
| 50 | 2019-12-13 | 309,850,000.00 | 221,800,000.00 | 13,770,080,000.00 |
| 51 | 2019-12-16 | 259,180,000.00 | 312,320,000.00 | 13,716,940,000.00 |
| 52 | 2019-12-17 | 203,460,000.00 | 228,620,000.00 | 13,691,780,000.00 |
| 53 | 2019-12-18 | 310,230,000.00 | 160,420,000.00 | 13,841,590,000.00 |
| 54 | 2019-12-19 | 271,880,000.00 | 201,710,000.00 | 13,911,760,000.00 |
| 55 | 2019-12-20 | 256,010,000.00 | 192,050,000.00 | 13,975,720,000.00 |
| 56 | 2019-12-23 | 254,340,000.00 | 330,220,000.00 | 13,899,840,000.00 |
| 57 | 2019-12-24 | 270,040,000.00 | 323,050,000.00 | 13,846,830,000.00 |
| 58 | 2019-12-25 | 244,190,000.00 | 200,910,000.00 | 13,890,110,000.00 |
| 59 | 2019-12-26 | 201,750,000.00 | 232,220,000.00 | 13,859,640,000.00 |
| 60 | 2019-12-27 | 235,190,000.00 | 292,440,000.00 | 13,802,390,000.00 |
| 61 | 2019-12-30 | 325,960,000.00 | 605,690,000.00 | 13,522,660,000.00 |
| 62 | 2019-12-31 | 350,710,000.00 | 541,660,000.00 | 13,331,710,000.00 |
产品投资方案：
| 资产类型 | 占比 |
| 现金 | 16.55% |
| 债券投资 | 29.18% |
| 银行存款 | 0.00% |
| 同业存单 | 11.50% |
| 货币市场工具 | 0.00% |
| 公募基金 | 14.52% |
| 理财直接融资工具 | 0.00% |
| 信贷资产流转项目 | 0.00% |
| 权益类投资 | 25.70% |
| 非标准化债权资产 | 2.55% |
| 合计 | 100.00% |
产品债券持仓前十位基本信息如下表所示：
| 序号 | 债券代码 | 债券名称 | 债券面值 |
| 1 | IB20190919-1 | 19枫扬ABN005优先 | 437,000,000.00 |
| 2 | IB031754021 | 17粤珠江PPN001 | 130,000,000.00 |
| 3 | IB190210 | 19国开10 | 100,000,000.00 |
| 4 | IB101764071 | 17芜湖建设MTN001 | 70,000,000.00 |
| 5 | IB031900469 | 19兴业资产PPN001 | 38,000,000.00 |
| 6 | IB031390288 | 13浙中大PPN002 | 31,000,000.00 |
| 7 | IB1889074 | 18建元7A1_bc | 29,225,215.22 |
| 8 | IB031490725 | 14渝力帆PPN004 | 20,000,000.00 |
| 9 | IB101788003 | 17科伦MTN001 | 10,000,000.00 |
| 9 | SH103043 | 19CSFD43 | 10,000,000.00 |
| 10 | IB031761033 | 17岳阳城投PPN001 | 9,000,000.00 |
说明： 非标准化债权资产指未在银行间市场及证券交易所市场交易的债权性资产。产品存续期间，兴业银行将在协议约定的范围内，管理和运用理财产品资金，并根据市场情况、政策变化等因素，合理调整所投资的资产种类及配置比例。非标准化债权资产的明细信息详情请理财持有人登录网银后进行查询。
特此公告！
兴业银行
2019-12-31